Uber has become a convenient way to get around, but what happens if your Uber driver gets into a car accident? Knowing your rights, the insurance coverage, and what to do after an accident is key to your accident claim when working with an experienced Atlanta rideshare accident attorney.
In this post, we’ll go over what to do, the liability, and how to navigate the aftermath of an Uber accident so you’re informed and prepared.
What to Do After an Uber Accident
Being prepared and knowing what to do after an Uber accident will help protect your rights and get you the support and compensation you need.
It is also crucial to consult with a personal injury attorney to navigate complex liability issues and understand the legal process following such incidents.
Report the Accident
In the event of an Uber accident, your first step should be to call the police. A police report is key to documenting the incident. This will be important evidence when filing a claim. The insurance company will handle claims for damages and injuries, so understanding their role is crucial. Also, report the accident through the Uber app. This will notify Uber of the incident and start the internal process for handling the situation.
Get the Facts and Evidence
Get the information. In the case of an Uber car accident, make sure to get contact info from all parties involved, drivers and passengers. Take clear photos of the accident scene, of the vehicles and property damaged. If there are witnesses get their statements. This will be important later in your claim.
Get Medical Attention
Never underestimate medical care. Even if you feel fine get medical attention. Some injuries may not be visible. Keep records of all medical visits and treatments. This will help support your case when you’re seeking medical expenses.
Track Financial Costs
Keep track of all financial costs related to the accident. This includes medical bills, repair invoices, and any other expenses that arise from the accident. Having a detailed record will give you a clearer picture of your financial losses which is key to your claim.
Who’s Liable in an Uber Driver Accident?
Knowing how liability works in an Uber accident is important to your claim and getting fair compensation.
Contingent liability coverage provides additional insurance protection that may be activated if the at-fault driver’s insurance is inadequate, particularly in scenarios where an Uber driver is involved in an accident while on duty or between fares.
Who’s at Fault
After an Uber accident, it’s important to figure out who’s at fault. This could be the Uber driver, another driver, or even Uber itself. If the Uber driver caused the accident their actions will be under a microscope. Distracted driving, impairment, or negligence will be looked at. If Uber didn’t properly vet their drivers they may share some of the blame. Knowing who’s liable will impact your case.
Uber Driver’s Liability
When looking at the Uber driver’s liability several things come into play. Were they paying attention to the road? Were they under the influence of drugs or alcohol? These will determine if the driver was careless. If the driver was negligent they may be liable for damages or injuries from the accident. This is important to your case and getting compensation for your losses.
Additionally, personal insurance comes into effect when the driver is not on duty or is between fares, providing individual coverage rather than relying on Uber’s insurance policies.
Uber Accident Insurance
When an Uber driver is in an accident understanding the insurance coverage is key. Uber has a liability insurance policy that covers up to $1 million for bodily injury and property damage. This coverage is in effect when the driver is on their way to pick up a passenger or has a passenger in the vehicle. Uber’s insurance company also provides coverage during periods when the driver is waiting for ride requests, and individuals injured in accidents caused by Uber drivers may have the ability to sue Uber’s insurance company under certain conditions.
It’s important to know this insurance will help cover you if you’re injured in an Uber vehicle. Also Uber has uninsured and underinsured motorist coverage which can be important if the other driver has no insurance or not enough insurance.
Multiple Parties and Shared Liability
In many cases of Uber accidents, there are multiple parties involved in an accident. This can make it tricky to figure out who’s responsible for the damages. For example, if an Uber driver gets into an accident with another vehicle both drivers may share the blame. In these situations, it’s important to look into each party’s insurance coverage.
Knowing how liability is split will impact the compensation you may get. If multiple parties are found at fault you may be able to file a claim against each of their insurance policies. This is why you need skilled legal representation to navigate the process.
Types of Compensation for Uber Accident Victims
Knowing the types of compensation available to Uber accident victims is key to getting full compensation for your losses and suffering.
It is also important to consult with a personal injury attorney to navigate complex liability issues and seek appropriate compensation.
Medical Expenses and Healthcare Costs
Uber accident victims often have big medical expenses. This can include hospital stays, surgeries and rehabilitation. It’s important to document all medical treatment. This documentation will support your claim. Medical costs add up fast especially for serious injuries. So knowing what’s covered under Uber’s insurance is important. Consulting with personal injury attorneys can help you seek compensation for these medical expenses.
Incidentals and Lost Wages
In addition to medical expenses, you may have incidentals. These include transportation to medical appointments and home care services. If your injuries prevent you from working you can get compensation for lost wages. This loss can impact your financial situation. It’s important to keep records of your income before and after the accident. This will help support your claim. The insurance company plays a crucial role in covering lost wages and incidentals, ensuring you receive the necessary compensation.
Pain and Suffering
Pain and suffering is another type of compensation you can claim. This is the emotional distress and loss of enjoyment of life caused by the accident. Factors like the severity of the injuries and recovery time will determine this compensation. An experienced attorney can help quantify these damages. They will make sure you get fair compensation for the impact on your life. Consulting with personal injury attorneys is crucial in seeking compensation for pain and suffering, as they can navigate complex liability issues and ensure you understand the legal process.
Contact an Experienced Atlanta Rideshare Accident Attorney ASAP!
Taking prompt action after an Uber accident is important. Seek legal guidance to ensure you receive fair compensation for your injuries and losses. Don’t hesitate to reach out to GMV Law Group for expert assistance!
Call us today at 404-975-4878 for a free consultation!
